The Movie Plot THE BANKER - Movie Synopsis
The THE BANKER Movie Plot - THE BANKER
In 1954, the brilliant and logical Bernard Garrett (Anthony Mackie) and his wife Eunice (Nia Long) move from Willis, Texas to
Los Angeles. Bernard hopes to use the money he’s saved from a successful business to get into real estate. He finds a
building that would be a great place to start, but it’s about ten thousand too expensive for him. Eunice suggests he get a co-
investor, and introduces him to her old friend Joe Morris (Samuel L. Jackson), who owns a club in town.
Bernard can’t stand Joe, who’s wisecracking, drinking, and uses colorful language, and refuses to work with him. He goes to
the building owner, Patrick Barker (Colm Meaney) and tells him that if he can sell him the building for ten thousand under, he
can renovate the building, make it back and pay him. Patrick refuses at first, but when Bernard is persistent and dogged,
Patrick agrees.
The building is a success, and impressed, Patrick asks Bernard to go into business with him. They’ll split the profits fifty-fifty,
but because of the racism of the time, Patrick will do the signing because people will sell to him. The business is highly
successful, and Bernard and Eunice move into a great house. When Patrick passes away in his sleep, his wife refuses to
honor the terms of his deal with Bernard - she offers to buy Bernard out of the properties at twenty-five cents on the dollar,
which he is forced to accept.
He comes up with an idea to buy a building in downtown Los Angeles that contains most of the bankers, knowing that by
owning it he will be able to learn more about properties and buy more. Needing money, he finally turns to Joe, who points out
that no one will sell the building to a black man. They need a front person, and Bernard picks Matt Steiner (Nicholas Hoult),
who had been one of his renovation workers.
They spend a month teaching him how to golf and about money and the math of property and buildings. Matt is able to
memorize enough information to convince the owner to sell, and Bernard and Joe become the first black men to own a
building in downtown LA. From there they become extremely successful in buying over a hundred properties all over Los
Angeles.
In 1963, Bernard goes to visit his father in Willis, and his son observes the racism and segregation still taking place. Bernard
has an idea: he wants to buy the local Mainland Bank and finally give loans to black people to allow them to become
homeowners or start small businesses. Joe knows they will face extreme racism and thinks it’s a terrible idea, but when
Bernard declares he will do it on his own Joe gets onboard.
They again need Matt to pose as the buyer, rousing the suspicions of the bank’s current owner’s son, Robert Florance Jr
(Scott Daniel Johnson), who will remain on as a twenty percent shareholder. The plan is successful at first, and they are able
to give loans to black people, but Florance eventually catches on and threatens them that if the people find out all the white
people will pull their money out.
Meanwhile, Matt’s wife pressures him to not just be an employee, but an owner. Matt presents Joe and Bernard a plan to buy
a second bank. They think it’s too risky, but Matt tells them if he can run his own bank he has to move on - and with no white
person in charge at Mainland, they would be doomed, so they reluctantly agree. Matt buys a collection of loan packages, and
soon his bank is under a federal audit. It turns out he did not use the lawyer Bernard recommended, but in a time crunch got
one from Florance, who then put bad loans into the package. Matt then buys those loans at Mainland, thinking it will fix the
problem, but actually gets him, Joe, and Bernard all arrested under federal banking laws.
Senator McClellan (James Dumont) is running the federal trial, and promises Matt he will receive decades in prison if he
doesn’t testify that he did everything as Joe and Bernard ordered. McClellan wants to use the trial to change banking laws so
that the owners are always public information, dooming minorities from ever owning again. He tells Bernard if he doesn’t
make it political during his testimony and simply says he was a crook, he can avoid jail time. At the hearing, Bernard
passionately explains that the system prevents black people from getting an opportunity for advancement and the American
dream.
He and Joe lose all their properties but one and are sentenced to three years in jail, and Florance takes ownership of
Mainland. When Bernard is released, Joe and Eunice pick him up. When she asks where they’re going, Bernard reveals the
night before his testimony, Matt called him, horribly guilty, and he was able to get him to transfer two homes… in the
Bahamas.
Post-script tells that Joe and Bernard were able to start over and begin doing business from the Bahamas. I’m 1968, the Fair
Housing Act was passed, making it illegal for anyone to deny renting to someone based on the color of their skin.
Related Movies:
FIGHTING
WITH MY
MADE IN A DOG'S GREEN FAMILY
ITALY UNCORKED JOURNEY BOOK (2019)
In 1954, Bernard Garrett (Anthony Mackie) wants to get into real estate, but encounters a lot of racism. He gets wealthy club
owner Joe Morris (Samuel L. Jackson) to be his co-investor, and together they get Matt Steiner (Nicholas Hoult) to pose as
them in meetings to facilitate the sales because he's a white man. Eventually, they become extremely successful in Los
Angeles real estate. Bernard wants to buy the local bank in his old Texas hometown in order to give loans to black people to
start businesses and buy homes, which they are never afforded. Matt does the job, and eventually asks to expand to a
second bank. Eventually, Matt's lack of banking experience gets them in trouble, and they are all brought up on federal
charges. Bernard testifies passionately about black people being given the same opportunity for upward mobility. He and
Joe serve time in prison, and when they are released, go with Bernard's wife Eunice (Nia Long) to the few properties they
have left in the Bahamas to rebuild.
Search … Search
Genres
Action Adventure Animation Comedy DC Disney Drama Family Graphic Novel Horror Marvel Mystery
Romance Sci-Fi Thriller War
Thank's For Reading THE BANKER Movie Plot
In 1954, the brilliant and logical Bernard Garrett (Anthony Mackie) and his wife Eunice (Nia Long) move from Willis, Texas to
Los Angeles. Bernard hopes to use the money he’s saved from a successful business to get into real estate. He finds a
building that would be a great place to start, but it’s about ten thousand too expensive for him. Eunice suggests he get a co-
investor, and introduces him to her old friend Joe Morris (Samuel L. Jackson), who owns a club in town.
Bernard can’t stand Joe, who’s wisecracking, drinking, and uses colorful language, and refuses to work with him. He goes to
the building owner, Patrick Barker (Colm Meaney) and tells him that if he can sell him the building for ten thousand under, he
can renovate the building, make it back and pay him. Patrick refuses at first, but when Bernard is persistent and dogged,
Patrick agrees.
The building is a success, and impressed, Patrick asks Bernard to go into business with him. They’ll split the profits fifty-fifty,
but because of the racism of the time, Patrick will do the signing because people will sell to him. The business is highly
successful, and Bernard and Eunice move into a great house. When Patrick passes away in his sleep, his wife refuses to
honor the terms of his deal with Bernard - she offers to buy Bernard out of the properties at twenty-five cents on the dollar,
which he is forced to accept.
He comes up with an idea to buy a building in downtown Los Angeles that contains most of the bankers, knowing that by
owning it he will be able to learn more about properties and buy more. Needing money, he finally turns to Joe, who points out
that no one will sell the building to a black man. They need a front person, and Bernard picks Matt Steiner (Nicholas Hoult),
who had been one of his renovation workers.
They spend a month teaching him how to golf and about money and the math of property and buildings. Matt is able to
memorize enough information to convince the owner to sell, and Bernard and Joe become the first black men to own a
building in downtown LA. From there they become extremely successful in buying over a hundred properties all over Los
Angeles.
In 1963, Bernard goes to visit his father in Willis, and his son observes the racism and segregation still taking place. Bernard
has an idea: he wants to buy the local Mainland Bank and finally give loans to black people to allow them to become
homeowners or start small businesses. Joe knows they will face extreme racism and thinks it’s a terrible idea, but when
Bernard declares he will do it on his own Joe gets onboard.
They again need Matt to pose as the buyer, rousing the suspicions of the bank’s current owner’s son, Robert Florance Jr
(Scott Daniel Johnson), who will remain on as a twenty percent shareholder. The plan is successful at first, and they are able
to give loans to black people, but Florance eventually catches on and threatens them that if the people find out all the white
people will pull their money out.
Meanwhile, Matt’s wife pressures him to not just be an employee, but an owner. Matt presents Joe and Bernard a plan to buy
a second bank. They think it’s too risky, but Matt tells them if he can run his own bank he has to move on - and with no white
person in charge at Mainland, they would be doomed, so they reluctantly agree. Matt buys a collection of loan packages, and
soon his bank is under a federal audit. It turns out he did not use the lawyer Bernard recommended, but in a time crunch got
one from Florance, who then put bad loans into the package. Matt then buys those loans at Mainland, thinking it will fix the
problem, but actually gets him, Joe, and Bernard all arrested under federal banking laws.
Senator McClellan (James Dumont) is running the federal trial, and promises Matt he will receive decades in prison if he
doesn’t testify that he did everything as Joe and Bernard ordered. McClellan wants to use the trial to change banking laws so
that the owners are always public information, dooming minorities from ever owning again. He tells Bernard if he doesn’t
make it political during his testimony and simply says he was a crook, he can avoid jail time. At the hearing, Bernard
passionately explains that the system prevents black people from getting an opportunity for advancement and the American
dream.
He and Joe lose all their properties but one and are sentenced to three years in jail, and Florance takes ownership of
Mainland. When Bernard is released, Joe and Eunice pick him up. When she asks where they’re going, Bernard reveals the
night before his testimony, Matt called him, horribly guilty, and he was able to get him to transfer two homes… in the
Bahamas.
Post-script tells that Joe and Bernard were able to start over and begin doing business from the Bahamas. I’m 1968, the Fair
Housing Act was passed, making it illegal for anyone to deny renting to someone based on the color of their skin.
Related Movies:
FIGHTING
WITH MY
MADE IN A DOG'S GREEN FAMILY
ITALY UNCORKED JOURNEY BOOK (2019)
In 1954, Bernard Garrett (Anthony Mackie) wants to get into real estate, but encounters a lot of racism. He gets wealthy club
owner Joe Morris (Samuel L. Jackson) to be his co-investor, and together they get Matt Steiner (Nicholas Hoult) to pose as
them in meetings to facilitate the sales because he's a white man. Eventually, they become extremely successful in Los
Angeles real estate. Bernard wants to buy the local bank in his old Texas hometown in order to give loans to black people to
start businesses and buy homes, which they are never afforded. Matt does the job, and eventually asks to expand to a
second bank. Eventually, Matt's lack of banking experience gets them in trouble, and they are all brought up on federal
charges. Bernard testifies passionately about black people being given the same opportunity for upward mobility. He and
Joe serve time in prison, and when they are released, go with Bernard's wife Eunice (Nia Long) to the few properties they
have left in the Bahamas to rebuild.
Search … Search
Genres
Action Adventure Animation Comedy DC Disney Drama Family Graphic Novel Horror Marvel Mystery
Romance Sci-Fi Thriller War
Thank's For Reading THE BANKER Movie Plot
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